NewSwapWallet Boxes
A box is part of your SwapWallet account that you set aside for one goal. A simple box keeps money for a trip or a rainy day apart from everyday spending, with no trades and no fees. A pie splits one buy across several coins and stock tokens, in the shares you set.
A box is a small wallet inside your SwapWallet account, with a balance of its own. Money you move into a box comes out of your wallet balance, and while it’s there it doesn’t mix with everyday spending. It’s still yours, and it stays in your own SwapWallet account.
You can make two kinds: a simple box for saving toward a goal, and a pie for investing in several assets with one buy, from Bitcoin and Tether Gold to tokenized shares of global companies. Move a box’s money back to your wallet anytime with Withdraw or Sell.
Saving or investing? It’s the first thing the app asks when you create a box, too.
A place for one goal’s money: a trip, a rainy day, a home or a new phone. Whatever you put in stays as it is: Toman stays Toman and USDT stays USDT.
Several coins and global stock tokens in one pie, in shares you choose. You pay once, and each coin is bought in proportion to its share.
Every box has its own name and picture, the same pictures you see in the app. Eight common goals are one tap away, and you can name the rest yourself.
Savings
Rainy day
Travel
Home
Car
New phone
Education
Gift
Wedding
Fun
Health
Monthly spending
Investing
Gold
The future
Growth
Tech
AIIt takes less than a minute to set up, and no trade ever happens in it.
In your wallet, tap the Boxes row, then New box and Simple box. Choose a ready-made goal like Travel or Rainy day, or give it a name and picture of your own.
Choose the coin and the amount, then tap Add money. The money moves from your wallet into the box at once: no trade happens and there’s no fee. Toman, USDT or any other coin you hold, and several in one box.
Tap Withdraw to move any amount back to your wallet. Every add and withdrawal is listed in the box’s Activity, so you can see how your savings built up.
A pie is what investing apps abroad call a Pie, except this one works with Toman or USDT and holds coins and stock tokens side by side.
Under New box, the app asks whether you want to save or invest. Tap Pie.
Pick one of the 6 ready-made mixes; each shows its coins, their shares and how it did over the past year, month and week. Or tap Custom mix and set up to 10 coins or stock tokens, each with a percentage share; the shares must add up to 100%.
Enter an amount: at least 50,000 IRT, or its worth in USDT. The amount is split by the shares, and each coin is bought in its own trade. You see the amount and the number of trades before you confirm, and you can buy more anytime.
The coloured ring shows each coin’s actual share, with the pie’s value in the middle. Below it, each coin’s target share and current share sit side by side, so you can see which has run ahead and which has fallen behind.
When the pie drifts from its mix, a card on its page tells you. Review rebalance lists the trades, and nothing is traded until you confirm. What is rebalancing?
If you’d rather not pick the coins yourself, start with one of these mixes and change it whenever you like. Each mix’s returns are worked out from real prices on SwapWallet’s Toman markets, the way the app shows them: bought in these shares at the start of the period and held until today, in Toman.
Crypto, gold and Tether in one pie
Your money is spread across three kinds of asset: Tether for stability, gold to hold value, and Bitcoin, Ether and Solana for growth. When one of them falls, the other two can soften the drop.
Tether25%
Tether Gold25%
Bitcoin20%
Ethereum20%
Solana10%Apple, Nvidia, Google, Meta and Tesla, 20% each
Five of the world’s biggest tech companies, each with the same share. They are held as stock tokens, whose value rises and falls with each company’s share price.
The 10 biggest coins, 10% each
The ten biggest coins in the market, each with the same share. With equal weights the pie doesn’t hang on one or two giants, and the smaller coins get a real part in its growth. Expect bigger swings than a mix that is mostly Bitcoin.
Bitcoin and gold, about half each
Your money is split roughly evenly between Bitcoin and gold. Bitcoin has more room to grow, and gold is the calmer anchor when the market swings. The gold here is Tether Gold (XAUT), each unit backed by an ounce of physical gold.
Bitcoin54%Tether Gold46%The 10 biggest coins, by market size
The ten biggest coins, each weighted by its market value, the way the crypto market itself is made up. Bitcoin takes the largest share and the rest follow by size. For moving with the market as a whole.
Nvidia and Google, alongside AI coins
Half your money goes to two companies today’s AI is built on: Nvidia, for its chips, and Google, for its models and data centres. The other half goes to the coins of networks that bring AI onto the blockchain: Bittensor, Render and Fetch.ai. Expect big swings; this mix suits a long view.
Nvidia xStock30%
Google xStock20%
Bittensor20%
Render15%
Fetch.ai15%Past returns don’t promise future ones.
Pick a mix and an amount to see how your buy would split across the coins at live prices.
Crypto, gold and Tether in one pie. One buy, in 5 separate trades.
| Coin | Share | Amount (IRT) | About |
|---|---|---|---|
| Tether | 25% | 2,500,000 | 9.13 USDT |
| Tether Gold | 25% | 2,500,000 | 0.002341 XAUT |
| Bitcoin | 20% | 2,000,000 | 0.000094 BTC |
| Ethereum | 20% | 2,000,000 | 0.003198 ETH |
| Solana | 10% | 1,000,000 | 0.0389 SOL |
At live prices. Amounts are estimates and leave out each trade’s usual swap fee. You can pay with Tether too.
Create a Three-way pieCoin prices don’t move together. A coin that has grown takes up a bigger share of the pie, and the pie, your portfolio, slowly drifts from its mix. A rebalance sells some of the coins that are above their share and buys the ones that are below it.
The Three-way pie: Bitcoin’s price has doubled and its share has grown from 20% to 33.4%. The rebalance sells the excess for USDT and uses the USDT to bring the rest back to their shares.
You can have both: a simple box for a trip and a pie for the future, for example.
| Simple box | Pie | |
|---|---|---|
| For | Saving and specific goals | Investing in several assets with one buy |
| What it holds | Toman, USDT or any coin you have | The coins and stock tokens in your mix |
| How money goes in | Add from your wallet, the same asset | Buy with Toman or USDT, split by the shares |
| How money comes out | Withdraw to your wallet | Sell to Toman or USDT, the same share of every coin |
| Trades | None | One trade per coin |
| Fees | None | The usual swap fee, per trade |
| Value | Like your wallet: Toman stays fixed, coins follow the market | Rises and falls with the prices of its coins |
| Closing | Everything goes back to your wallet | The coins go back to your wallet unsold |
A few simple rules worth knowing before you create your first box.
A box is part of your SwapWallet account, not a separate account. Its money is just kept apart from your wallet balance, so it doesn’t mix with everyday spending.
Money in a box can’t be swapped, transferred or sent out of SwapWallet directly; move it back to your wallet first with Withdraw or Sell. That short pause keeps your savings safe from spur-of-the-moment spending.
When you close a box, everything in it goes back to your wallet as it is; a pie’s coins aren’t sold. A closed box can’t be reopened.
Each box’s activity, from adds and withdrawals to buys, sales and rebalances, is on its page with the details of every trade. In Transactions, choose Boxes in the Type filter to find them.
You can have up to 20 active boxes, both kinds together; closed boxes don’t count.
A pie’s value rises and falls with market prices and can be worth less than you paid when you sell. Put money in a pie that you won’t need soon.
Didn’t find your answer? Contact SwapWallet support.
A box is part of your SwapWallet account with a balance of its own, set aside for one goal. There are two kinds: a simple box for saving (holding Toman, USDT or any coin, with no trades and no fees) and a pie for investing in several coins and stock tokens with one buy.
Whatever you put in a simple box stays as it is: nothing is bought or sold, and adding or withdrawing is free. A pie is a mix of several coins with percentage shares: it’s bought with Toman or USDT, the amount is split across the coins, and each of its trades pays the usual swap fee.
Toman, USDT or any other coin in your wallet, and one box can hold several at once. Toman stays Toman, and coins rise and fall with the market, just as they do in your wallet.
No. Moving money between your wallet and a simple box isn’t a trade, so it’s free. Add or withdraw any amount, whenever you like.
If you’d rather not pick the coins yourself, choose a ready-made mix: each one shows its coins, their shares and its past returns. To build your own, tap Custom mix: add up to 10 coins or stock tokens and give each a share in percent. The shares must add up to 100%.
You pay from your wallet in Toman or USDT: at least 50,000 IRT, or its worth in USDT. The amount is split by the shares, and each coin is bought in its own trade. If a share is too small, or a coin can’t be traded at that moment, its money stays in the pie as Toman or USDT, and a rebalance spends it on your mix. If nothing can be bought, the whole amount goes back to your wallet.
Rebalancing brings your pie back to the mix you set: coins above their share are partly sold, and coins below it are topped up. It never runs on its own: you see the list of trades first, then decide. Since every trade has a fee, small drifts aren’t worth it.
Yes, under Pie mix in the three-dot menu on the pie’s page. Saving a new mix doesn’t trade anything; a rebalance moves your pie to it. Coins you remove show as Not in mix and are sold in full when you rebalance.
On the pie’s page, tap Sell and enter an amount, or choose Everything. The same share of every coin is sold, so the mix stays intact, and the money goes to your wallet in Toman or USDT, whichever you choose.
Only trades have fees. Buying, selling and rebalancing are each made up of one or more trades, and each trade pays your usual swap fee, with no discounts or cashback. Creating a pie, changing its mix and closing it are free.
The idea is the same: several assets with percentage shares in one pie, bought in those shares with one purchase and rebalanced when needed. The differences: a SwapWallet pie is bought and sold with Toman or USDT, holds coins and tokenized shares of global companies side by side, and never buys or rebalances on its own: you confirm every buy and every rebalance.
Move it back to your wallet first: Withdraw from a simple box, or Sell from a pie. While it’s in a box, it’s kept apart from your wallet balance, so you can’t swap it, transfer it or send it out of SwapWallet directly.
Everything in it goes back to your wallet, with no trades; a pie’s coins move as they are, without being sold. If you’d rather have Toman or USDT, sell the whole pie before closing it. A closed box can’t be reopened.
Up to 20 boxes, of both kinds together; boxes you’ve closed don’t count. If you reach the limit, close one to create another.
Creating a box needs no separate verification, and you can put any asset in your wallet into it; a pie’s trades follow the same rules as an ordinary swap. Depositing Toman, and so buying a pie with Toman, takes a one-time identity check: national ID, date of birth and a bank card in your own name, in about a minute. If you start with USDT, signing up is enough.
All of them: the web app, the Android app, the web app installed on iPhone and the Telegram mini app. In your wallet, tap the Boxes row.
Boxes are in every version of SwapWallet: the web app, the Android app, iPhone and the Telegram mini app. In your wallet, tap the Boxes row.
